- Contributions may be tax-deductible (consult your tax advisor).
- Taxes are deferred until you withdraw funds during retirement.
- Ideal for individuals who expect to be in a lower tax bracket later in life.
Secure, Reliable Ways to Grow Your Savings for the Future
IRAs are powerful tools for long-term retirement savings. At First Reliance, we offer both Traditional and Roth IRAs to help you plan confidently for the years ahead. Each offers distinct tax advantages, depending on your financial situation and goals.
*Penalty will be imposed for early withdrawal. Fees may reduce earnings. Withdrawals and contributions are subject to IRS guidelines.

We’re more than just your bank—we’re your financial partner. Our experienced team is here to walk you through your options and help you make the best decision for your savings. With competitive rates, personalized service, and a strong commitment to your financial well-being, First Reliance is the smart choice for CDs and IRAs.
Whether you’re ready to lock in a great CD rate or open an IRA to prepare for retirement, First Reliance Bank makes it easy to get started. Visit one of our convenient branch locations or contact us to speak with a banking specialist who can guide you every step of the way.

Find tips for managing money and learn more about what First Reliance does for the community.