Certificates of Deposit (CDs)

Secure, Reliable Ways to Grow Your Savings for the Future

Planning for the future starts with smart financial choices today. At First Reliance Bank, our Certificates of Deposit (CDs) are designed to give you secure, steady ways to grow your money over time. Whether you’re looking to set aside funds for a specific goal or build long-term business savings, we offer options that fit your needs—and your timeline.

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Steady Growth with Fixed Rates

CDs are a simple and secure way to save. When you open a CD with First Reliance, you deposit a fixed amount of money for a set term, and in return, you earn a guaranteed interest rate—often higher than traditional savings accounts. It’s a reliable solution for those who don’t need immediate access to their funds and want predictable returns.

Benefits of a First Reliance CD:
  • Guaranteed Interest Rates – Know exactly what you’ll earn over the term of your CD.
  • Flexible Term Options – Choose the term that works best for your savings goals.
  • Low Minimum Deposits – Get started with a manageable investment amount.
  • FDIC Insured – Your money is protected up to the applicable limits.

Whether you’re saving for a major purchase, college tuition, or just want a safe place to grow your money, a CD can be a great addition to your financial strategy.

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Smart, Secure, and Rewarding

Why Choose First Reliance?

We’re more than just your bank—we’re your financial partner. Our experienced team is here to walk you through your options and help you make the best decision for your savings. With competitive rates, personalized service, and a strong commitment to your financial well-being, First Reliance is the smart choice for CDs and IRAs.

Start Saving for
Tomorrow—Today

Whether you’re ready to lock in a great CD rate, First Reliance Bank makes it easy to get started. Visit one of our convenient branch locations or contact us to speak with a banking specialist who can guide you every step of the way.

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