Secure Your Business with Smart Savings Options

Our Business Savings Account offers a straightforward way to grow your savings while maintaining easy access to your funds.

Business Savings Account

Building your business starts with saving.

At First Reliance, we understand the importance of having a savings account that can grow with you and provide support for emergencies or expansions.

Minimum Opening Deposit

$10 $1,000 $500

Minimum Daily Balance to Earn Interest

$0.01 $0.01 Full balance

Monthly Maintenance Fee

$4 (waived if balance greater than $100) $10 (waived if balance greater than $1,000)

Interest Details

Compunded daily & posted quarterly Compounded & credited monthly Fixed rate, paid monthly

Account Access

24-hour ATM & online banking Online & telephone banking Limited until maturity

Terms Available

1 to 60 months

Special Features

Multiple accounts for goals Tiered interest rates Automatic renewal at maturity

Overdraft Protection Available

Early Withdrawal Penalties

2-5% of principal

FDIC Insured

Up to $250,000 Up to $250,000 Up to $250,000

Ready to get started?

Choose the account that best fits your needs.

Apply Now

Apply Now

Apply Now

Hand holding a smartphone with First Reliance Bank logo

Protect Your Business from the Unexpected

Business Overdraft Protection

Running a business requires careful cash flow management—but even the most organized companies can face the occasional shortfall. At First Reliance Bank, we understand that timing doesn’t always line up perfectly between receivables and expenses. That’s why we offer Business Overdraft Protection, a simple solution designed to keep your operations running smoothly, even when your account balance runs low.

Ready to Start Saving?

Open your First Reliance Bank savings account today and take the first step towards achieving your business goals.

Join First Reliance Today

Bank with confidence.
Bank with purpose.


Join thousands who trust First Reliance for secure, flexible, and personalized banking solutions.

Hand holding a smartphone with First Reliance Bank logo

Better Life Blog
Stories and Insights

Find tips for managing money and learn more about what First Reliance does for the community.

The Penny Has Officially Retired 

The U.S. Department of the Treasury has stopped producing pennies, which means banks can no...

Blake Dressler and Michael Edens Promoted to Executive Vice Presidents at First Reliance Bank

First Reliance Bank is proud to announce the promotion of Blake Dressler to Executive Vice...

Simplify Your Finances with a First Reliance Personal Money Market Account

Managing your money shouldn’t be complicated. Whether saving for a major purchase, building your emergency...

Leave Site

Continue