Our Checking Accounts

Unlock a world of benefits with our accounts, and gain a powerful partner in your corner! The First Reliance team isn’t just a bank; we’re your local community, passionate about fueling your financial dreams with personalized attention, exceptional service, and cutting-edge technology.

Compare Personal
Checking Accounts

Whether you’re looking for a basic account or one that provides savings benefits, First Reliance has a checking solution to fit your lifestyle. Our checking accounts come with online and mobile banking access, debit cards, bill pay, and more—giving you 24/7 control of your finances. Compare options and find the right account for you.

Anywhere Banking Tools

Online banking, mobile banking, bill pay, debit card and eStatement.

Shop Local, Save Local ¹

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Cell Phone Protection ² ³

Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen.

Roadside Assistance

Available 24/7 and covers up to $80 in covered service charges.

ID Theft Aid ² ³ ⁴

Includes personal identity theft benefit, payment card fraud resolution, identity restoration, credit monitoring & credit report, and identity monitoring.

Buyer’s Protection and Extended Warranty ² ³

Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 90 days of purchase, using your BaZing account.

Travel Accidental Death Insurance ³

Peace of mind for the unexpected.

Financial Wellness ⁴

Financial Wellness, powered by Gentreo, helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.

Pet Insurance ⁴

Preferred rates on pet insurance. Coverage includes ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!

Bill Negotiation ⁴

Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Great Interest on Your Checking Balance

Ready to get started?

Choose the account that best fits your needs.

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¹ Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
² Subject to the terms and conditions detailed in the Guide to Benefits.
³ Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
⁴ Requires activation.

BaZing

Learn more about the benefits
powered by BaZing.

Check’n Save by
First Reliance

First Reliance Bank proudly offers Check’n Save, a suite of products and services expertly designed to empower customers in building a stronger financial future.

Product Overview:

  • A minimum opening balance of $50 is required.
  • A $10 monthly maintenance fee applies to Check ‘n Save checking accounts. This fee can be reduced to $5 if customers set up a minimum automatic transfer of $5 from an Easy Checking account to a Check N Save CD.

Included Products: 

  •    Easy Checking account
  •    Check N Save Certificate of Deposit1
  •    Personal Savings account

Included Services:

  •    ATM Card only
  •    Direct deposit
  •    Free Online Banking
  •    Free BillPay

 

 The Primary account holder must meet all general and specific eligibility requirements described in the parameters for individual products and services included in the program. The checking account does not provide any overdraft privileges. Customers can request to move to another account type only after 12 months of account use and six sequential months without an Overdraft or non-sufficient funds (NFS) occurrence. The Branch Manager must approve the change of account type. Offer subject to change without notice. For consumers age 18 and older within the defined market area. Limit one Easy Checking account per persone( primay or signer).

 

1. Automatic transfers are required for customers with a Check N Save CD.

Order Checks Online

Whether you’re placing your first order or reordering checks, follow these easy steps:
  • Visit the Check Ordering Page
  • Enter Your Information
  • Choose Your Check Design
  • Confirm and Submit Your Order

More Than a Checking Account

Banking That
Moves With You

With First Reliance’s digital banking tools, you can manage your money anytime, anywhere. Our secure online and mobile banking platforms let you check balances, pay bills, transfer funds, and deposit checks with just a few taps. Prefer in-person service? Our branch teams are always ready to help with friendly, personalized support.

Person logging into First Reliance Mobile Banking.

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