- Personal
- Business
- Mortgages
- Discover FRB
- Educations & Tools
- Open an Account
- Online Banking Login
Our Personal Savings Account offers a straightforward way to grow your savings while maintaining easy access to your funds.
At First Reliance Bank, we understand that saving is a personal journey. Whether you’re planning for a holiday, a major purchase, retirement, or simply building an emergency fund, our range of savings products is designed to help you achieve your financial goals with confidence and convenience.
 ®
Personal
Savings Account TO START SAVING
|
®
Reliance
Money Market Account HIGHER YIELDS
|
®
Certificates of
Deposit (CDs) FIXED INTEREST RATE
|
®
Christmas & Vacation
Club Accounts MORE ADVANTAGES
|
|
Minimum Opening Deposit |
$10 | $1,000 | $500 | $50 |
Minimum Daily Balance to Earn Interest |
$0.01 | $0.01 | $0.01 | $0.01 |
Monthly Maintenance Fee |
$4 (waived if balance greater than $100) | $6 (waived if balance greater than $1,000) | – | – |
Interest Details |
Compounded & credited monthly | Compounded & credited monthly | Fixed rate, compounded & credited monthly | Compounded & credited annually |
Account Access |
24-hour ATM & online & telephone banking | 24-hour ATM & online & telephone banking | Limited until maturity | 24-hour ATM & online & telephone banking |
Special Features |
Multiple accounts for goals | Tiered interest rates | Terms from 1-60 months | Scheduled payouts – Vacation club pays out May 15 & Christmas club pays out October 26 |
Link to checking for Overdraft Protection |
– | – | ||
Early Withdrawal Penalties |
– | – | 2-5% of principal | – |
FDIC Insured |
Up to $250,000 | Up to $250,000 | Up to $250,000 | Up to $250,000 |
Ready to get started?Choose the account that best fits your needs. |
A sensible investment as part of your retirement strategy. We offer competitive Certificate of Deposit rates, tiered according to term and dollar amount.
*Penalty will be imposed for early withdrawal. Fees may reduce earnings. Withdrawals and contributions are subject to IRS guidelines.
Open your First Reliance Bank savings account today and take the first step towards achieving your financial goals.
Join thousands who trust First Reliance for secure, flexible, and personalized banking solutions.
Find tips for managing money and learn more about what First Reliance does for the community.