Track Your Spending, Your Way

My Spending

First Reliance customers can see spending trends and monitor monthly habits.

First Reliance Bank/Educations & Tools/Financial Checkup/My Spending

My Spending

Ever wonder where all your money goes each month?

Our new spending tracker takes the guesswork out of your finances. This intuitive tool helps you monitor every dollar you spend, so you can clearly see what you’re spending and where. By understanding your spending habits, you’ll be empowered to make smarter financial decisions, reach your savings goals faster, and gain true control over your money.

 

My Spending Features:

  • Available in Online Banking or on the go with Mobile Banking
  • My Spending allows you to set spending limits to stay on budget
  • Automatically categorizes your transactions or you can customize them to your needs
  • Track and analyze spending in a wide range of categories
  • Set up a detailed budget to help you keep spending under control

Getting Started:

  1. Log in to Online Banking or Mobile Banking
  2. Select My Spending
  3. Refer to our Video Guide for further instructions
  4. For more assistance, call 888-543-5510

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Personal Credit
Card Users

Personal credit card users can monitor their spending habits via consumer.cardservices.bank or the CardValet mobile app.

Learn More

Business Credit
Card Users

Business credit card users can monitor their spending habits via business.cardservices.bank or the SpendTrack mobile app.

Learn More
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Alerts

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Keep an eye on your account!

You tell us what you want to know and we send you notifications to help you:

  • Fight Fraud — know quickly if unauthorized account use occurs
  • Stay on Track — understand when you’ve reached pre-selected spending limits
  • Bank Confidently — confirm that bills are paid/due or transfers are made successfully

First Reliance recommends that you use your Online Banking “Alerts” feature to help monitor transaction activity on your accounts. The system provides three types of alerts:

  • Account Activity Alerts — for balance thresholds, overdraft notices, transaction limits, or if a check clears.
  • Messaging Alerts — for new messages sent to your online banking inbox or if there has been a change to your online service privileges.
  • Security Alerts — for successful logins, security-related changes, online transfers, or debit card status changes.
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It’s easy to set up an Alert:

  1. Log onto Online Banking
  2. Click “Settings” under the ALERTS dropdown (the BELL icon) in the top menu bar. 
  3. Click “Edit” under the “I want to” dropdown beside the type of Alert you wish to setup.
  4. Choose the frequency of the Alert and check the box to send the Alert to your email and/or mobile phone number.
  5. Check the box for each account you want to apply the Alert to.
  6. Click “Submit”

The Alerts become effective as soon as you set them up. It’s that easy!

See our Alert Guide

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