FAIR LENDING POLICY

It is the policy of First Reliance Bank and its employees to adhere to all applicable fair lending laws and regulations, including, without limitation, the Equal Credit Opportunity Act and the Fair Housing Act.  Consistent with the requirements of these laws and with sound business practice, it is First Reliance Bank’s policy that its credit products will be made available on an equal basis to any and all qualified applicants, and that First Reliance Bank will not discriminate against any person on the basis of race, color, sex, sexual orientation, national origin, marital status, handicap, family status and or age. 

It is First Reliance Bank’s desire to make loans to all creditworthy individuals in the markets and communities that First Reliance Bank serves.  First Reliance Bank and its employees are committed to serving the credit needs of its entire community, including first time buyers, low- and – moderate income, and minority borrowers and neighborhoods.   In keeping with this commitment, every employee and or third party involved in the credit granting process is required, as a condition of his or her employment and/or doing business with First Reliance Bank, to treat all applicants in a fair and equal manner. 

First Reliance Bank prides itself on giving a client a choice and to educate them about various products and services offered. We are committed to providing uncompromising customer service and posses the proven ability to consistently exceed our customer’s expectations.  It is this commitment to customer service, excellence and innovation in the industry that differentiates First Reliance Bank from our competitors.