Personal Borrowing

Fast, Flexible Financing
When You Need It Most

At First Reliance Bank, we believe in your aspirations and understand that everyone can use a little boost to achieve their dreams and handle life’s surprises. That’s why we’ve crafted personal loan solutions designed to empower your financial journey. Imagine consolidating debt to simplify your life, bringing that significant purchase closer, easing the burden of unexpected medical costs, or finally embarking on that long-awaited vacation – we’re here to provide the financial support you need to thrive and live life to the fullest!

Our personal loans offer competitive rates, flexible terms, and fast access to funds—so you can focus on what matters most.

First Reliance Bank/Personal/Personal Borrowing
A person receiving cash from a personal loan through First Reliance Bank

What Is a Personal Loan?

A personal loan is an unsecured loan—meaning no collateral is required—that provides you with a lump sum of money that you repay over time through fixed monthly payments. It’s a smart, straightforward way to finance nearly any personal need or project.

Why Choose a Personal
Loan from First Reliance?

We’re not just here to lend money—we’re here to build relationships. Our goal is to offer lending options that support your financial goals while maintaining a high level of personalized service. Here’s why First Reliance is the right choice:

Simple Application Process

Apply online, in person, or over the phone. We make it easy and hassle-free to get started.

Competitive Fixed Rates

Lock in a predictable monthly payment with a competitive rate that won’t change over the life of the loan.

Flexible Terms

Choose a repayment schedule that works with your budget and lifestyle—whether you need a short-term loan or a longer repayment window.

Fast Access to Funds

Get the money you need quickly so you can move forward with your plans without delay.

No Collateral Required

Because our personal loans are unsecured, you don’t have to put up your car, home, or savings to qualify.

A couple on vacation using money from a First Reliance Bank Personal Loan

How Can You Use a Personal Loan?

Our personal loans are designed to be versatile and adaptable to your unique needs. Here are a few common uses:

Debt Consolidation

Combine high-interest balances into a single, lower monthly payment.

Home Improvements

Upgrade your living space with renovations, repairs, or new appliances.

Emergency Expenses

Cover unexpected medical bills, car repairs, or other urgent needs.

Weddings or Events

Finance life’s big moments without draining your savings.

Vacations or Travel

Make your dream getaway a reality—without the credit card debt.

First Reliance Bank logo on phone screen.

Join First Reliance Today

Contact one of our experts and let us walk you through the best option for you.

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