Supporting Your Business,
Every Step of the Way

Business Banking

Founded by entrepreneurs, First Reliance Bank understands what it takes to build and sustain a strong business. We offer a partnership built on shared experience and a deep understanding of your needs, providing essential financial tools and tailored credit and lending products to help you focus on growing your business.

First Reliance Bank/Business/Business Banking

Business Checking Accounts

Everyday Banking with Built-in Convenience

Your business deserves a checking account that works as hard as you do. At First Reliance, we offer a range of business checking accounts to meet your cash flow needs, whether you’re managing daily operations or tracking multiple transactions.

  • Choose from flexible account options to match your volume and structure
  • Enjoy 24/7 access via Online and Mobile Banking
  • Benefit from services like ACH, Remote Deposit Capture, and Wire Transfers

Our business bankers will help you choose the account that makes the most sense for your operation.

Explore Business Checking Options
Businessmen in suits calculating financials with First Reliance Bank
A businesswoman visiting First Reliance Bank online in South Carolina

Business Savings Accounts

Save Smarter, Grow Faster

Whether you’re building an emergency reserve or setting aside funds for future investment, a Business Savings Account at First Reliance helps you put your surplus funds to work.

  • Competitive interest rates
  • Easy transfers to and from your business checking account
  • Low minimum balances and simple account management

Let your savings grow while you focus on your company’s next milestone.

Learn About Business Savings

Why First Reliance Bank?

We’re more than just your bank—we’re your business partner. With personalized service, local decision-making, and a genuine commitment to your success, First Reliance Bank is a trusted resource for business owners throughout our community.

Business Credit Cards

Flexible Spending Power, Rewarded

Our Business Credit Cards offer convenience, control, and purchasing power, along with robust fraud protection and expense tracking tools. Whether you’re covering travel expenses, stocking inventory, or managing everyday purchases, our credit card solutions are designed to help your business run smoothly.

  • Competitive interest rates
  • Reward and cash back options

Online account management and employee card controls

Learn More

Business Borrowing Solutions

Fuel Your Growth with Strategic Financing

No two businesses are alike—and neither are their financing needs. We offer a full suite of business lending options to help you meet your goals, from short-term working capital to long-term investments.

Our financing options include:

  • Business Lines of Credit – Manage seasonal expenses and operating costs
  • Commercial Real Estate Loans – Purchase, build, or renovate property
  • Term Loans – Finance equipment, vehicles, or major projects
  • Overdraft Protection – Prevent bounced checks and maintain cash flow

Our experienced lenders will work with you to tailor the right solution for your business.

Explore Business Borrowing Options
Woman holding a smartphone displaying First Reliance Bank’s credit card app

Online & Mobile Banking

Don't just bank – take control of your money.

Discover our complete suite of digital tools designed to streamline your finances, protect your assets, and put you on the path to lasting financial wellness. Get started today!

Learn More

Let’s Build Something
Great Together

Whether you’re ready to open an account, apply for financing, or just want to explore your options, we’re here to help.

Contact Us TodayFind a Location
First Reliance Bank logo on phone screen.

Better Life Blog
Stories and Insights

Find tips for managing money and learn more about what First Reliance does for the community.

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