- DSCR less than 1.00x allowed on purchase and rate and term refinance
- Max loan amount up to $2.5 million
- FICO down to 660
- Up to 80% LTV on purchase, rate/term refinances, and cash-out up to 75%
- Cash-out up to $500,000 and proceeds can be used for reserve requirements
- SFR, PUD, townhomes, 2–4 units, condos, non-warrantable condos
- 15-year fixed, 30-year fixed, 5/6 ARM