CREDIT CARDS
Apply for the card that fits your lifestyle.
Accepted around the world, First Reliance Bank’s VISA® credit cards offer convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond. You’ll benefit from convenience and security whenever you use your card.
Features:
- Buying power of VISA
- Contactless and EMV chip enabled card
- Apple Pay, Samsung Pay and Google Pay supported
- Visa Zero Liability - you only pay for purchases you have authorized on your card, and unauthorized purchases are not the customer’s responsibility.
Personal Credit Cards
Platinum Visa® Card
- No annual fee
- 0% APR* on purchase and balance transfers for the first 7 billing cycles
- After that, variable based on Wall Street Prime Rate – Currently 18.5% APR*
- Manage card through online website or mobile app
- Manage expenses 24/7 through consumer.cardservices.bank or CardValet mobile app
* Annual Percentage Rate
Cash Back Platinum Visa® Card
- 1% Cash back on all qualifying purchases – no cap
- $35 annual fee
- 0% APR* on purchase and balance transfers for the first 7 billing cycles
- After that, variable based on Wall Street Prime Rate – Currently 16.5% APR*
- Manage card through online website or mobile app
- Manage expenses 24/7 through consumer.cardservices.bank or CardValet mobile app
* Annual Percentage Rate
Manage Your Expenses with our Credit Card Services Website
- Receive real time alerts on all purchases, select purchases, or when a card transaction is attempted but declined
- View your purchases, add memos, and tag your purchases for easy tracking
- Mange your card at your fingertips: activate your card, set your card PIN, or report your lost/stolen card
Access Your Account 24 Hours a Day with our Mobile App, CardValet
- Oversee all of your business activity at a glance
- Manage payment options and transactions
- Update your profile information
- Set account alerts to track payments and balances
- Manage your business, anytime, anywhere
- Available in the Apple App Store and Google Play Store
Credit Cards are subject to credit approval.
| Credit Card Comparison |
Platinum Classic
The affordable platinum card! Apply Now |
Platinum Payback
Earn cash back as you spend! Apply Now |
Platinum Preferred
Higher spending limits and Platinum Rewards! Apply Now |
| Benefit | Competitive Annual Percentage Rate--so you save from the first time you use it | Earn 1% cash back on all qualifying purchases. Cash back will be paid to you automatically on an annual basis. | Earn one point for every dollar spent |
| Additional Enhancements | Online access to all spending information--so you can maintain financial control | Identity theft resolution services, travel accident insurance, baggage delay, and lost luggage insurance | |
| Interest Bearing |
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Legal Disclaimer
*Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Three Ways to Apply
- Apply Online
- Apply by phone at 855-210-0344
- Apply in person at any First Reliance location
Mail application to:
Card Assets c/o Applications
P.O. Box 674824
Marietta, GA 30006-9552
Subject to approval through our credit card vendor, Card Assets, LLC. Upon application approval, you will receive detailed information about your Platinum Credit Card.
Customer Support
Credit Card Website: www.24-7CardAccess.com
Cash Rewards or Reward Points Website: www.everywhererewards.com
Phone: 1-888-396-3419
Customer Inquiries
Email: SCSCustomer@TheCardServicesCenter.com
Phone: 1-800-854-7642
Fraudulent Activity: Please contact this number to verify transaction when contacted about potentially fraudulent activity: 1-800-377-1809
Lost or Stolen Cards: Please contact this number to report a card lost or stolen: 1-800-556-5678
