CREDIT CARDS
Select the business card that fits your business.
Accepted around the world, First Reliance Bank’s VISA® credit cards offer convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond. You’ll benefit from convenience and security whenever you use your card.
Features:
- Buying power of VISA
- Contactless and EMV chip enabled card
- Apple Pay, Samsung Pay and Google Pay supported
- Visa Zero Liability - you only pay for purchases you have authorized on your card, and unauthorized purchases are not the customer’s responsibility.
Business Credit Cards
Business Platinum Visa® Card
- No annual fee
- Variable APR* based on Wall Street Prime Rate – currently 20.5% APR*
- Manage business expenses 24/7 through business.cardservices.bank or SpendTrack mobile app
* Annual Percentage Rate
Business Cash Back Platinum Visa® Card
- 1% Cash back on all qualifying purchases up to $100,000 annually
- $79 annual fee
- Variable APR* based on Wall Street Prime Rate – currently 18.5% APR*
- Manage business expenses 24/7 through business.cardservices.bank or SpendTrack mobile app
* Annual Percentage Rate
Manage Your Business Expenses with our Credit Card Services Website
- Allows for multiple rolls including a Program Administrator to oversee the entire company, Reporting Administrator, and Individual Cardholder access that allows cardholders to view their activity
- View and download statements, view current and pending transactions with a breakdown by spend categories, and make one-time or reoccurring payments
- Manage individual cards with key features such as lock and unlocked card, close card, replaced damaged or lost card, set travel alerts, manage user spend limits, make a payment to an individual card to free up availability, download the individual cardholder statement, create merchant category code restrictions, and much more
Access Your Account 24 Hours a Day with our Mobile App, SpendTrack
- Oversee all of your business activity at a glance
- Manage payment options and transactions
- Update your profile information
- Set account alerts to track payments and balances
- Manage your business, anytime, anywhere
- Available in the Apple App Store and Google Play Store
Credit Cards are subject to credit approval.
Commercial Purchasing Card (PCard)
The First Reliance Bank Purchasing Card is designed to help your organization accelerate the procurement process and improve cash flow. At the same time, it can dramatically reduce paperwork and administrative costs.
Wide range of usage, industry, and business structures
- Real Estate Management Companies
- Senior Living Facilities
- Construction Contractors
- Road Builders
- Law Firms
- Restaurants/Breweries
- Medical Providers
- Landscape Companies
- Non-Profits
The purchasing card is a perfect solution for clients that need additional functionality and reporting beyond what a standard business credit card offers.
Card Management:
- Monitor real time spending.
- Restrict transactions by pre-setting velocities/limits down to the individual cardholder.
- Customer can: Add/delete cardholders, add/remove MCC restrictions, increase/decrease spend limits, change card status, view approvals/declines, print statements, create and maintain user logins and make payments, all in real time.
Reporting:
- Enhanced reporting: access to pre-built reports and ability to create custom reports. If a merchant captures level 3 data (itemization) this can be viewed online. Data mapping option for creating upload files to accounting software.
- Reports Dashboard: visual overview of how the program is working for you.
- Automate expense management reporting /remote receipt capture.
Payables:
- Streamline your payable process. Access to a virtual payables tool: Visa Payables Automation
The purchasing card provides power that follows you wherever your business takes you, with worldwide acceptance and extensive benefits. That means you gain spending capability that combines with flexibility to truly fit your needs.
- Chip-enabled VISA Purchase Card, supports contactless payments.
- Mobile Wallet compatible (Apple Pay, Google Pay etc).
- Robust and highly customizable online portal
- Real-time card management and expense tracking.
- Mobile App.
- Improve cash-flow, protect capital on the front end (Net 55 day)
- Fraud Protection
- Cash Back Rebate on all purchases
- Clear and simple pricing, great value.
- Unlimited cardholders: consolidate all your card programs under one: T&E cards, restricted cards (like fuel-only) and payables.
- VISA Payables Automation: optional add-on to pay your suppliers by virtual card.
GET YOUR PURCHASING CARD TODAY!
Call 888.543.5510 or visit your local First Reliance Bank Branch to get started.
The First Reliance Platinum Collection from MasterCard® gives you a local card with global purchasing power. The collection gives you options, so you can pick the one that fits the way you do business.
Business Platinum Classic
- No Annual Fee and competitive Annual Percentage Rates make this an affordable card option
- 0% Introductory Rate
- 0% Promotional Rate for Balance Transfers
Legal Disclaimer
*Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Note: A detailed benefits guide and privacy policy is provided with your approved MasterCard. Some benefits have limitations, exclusions, and requirements for coverage. Upon approval if you need assistance with clarifying or using a benefit, please call 1 800 MC-ASSIST. Help is available 24 hours a day.
If you would like to know more about any of our products please call us at 1-800-854-7642 and a Customer Service Agent will be glad to assist you.
| Credit Card Comparison |
Platinum Classic
The affordable platinum card! Apply Now |
Platinum Payback
Earn cash back as you spend! Apply Now |
Platinum Preferred
Higher spending limits and Platinum Rewards! Apply Now |
| Benefit | Competitive Annual Percentage Rate--so you save from the first time you use it | Earn 1% cash back on all qualifying purchases. Cash back will be paid to you automatically on an annual basis. | Earn one point for every dollar spent |
| Additional Enhancements | Online access to all spending information--so you can maintain financial control | Identity theft resolution services, travel accident insurance, baggage delay, and lost luggage insurance | |
| Interest Bearing |
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Legal Disclaimer
*Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
How do you use your card?
Do you pay it off every month? Do you use it for travel? How high do you need your spending limit to be? Do you prefer a low rate, cash back, or rewards points? Whatever your credit card style, we have a card that fits you.
Purchasing Card
Additionally, the VISA Purchasing Card is designed to help your organization accelerate the procurement process and improve cash flow. At the same time, it can dramatically reduce paperwork and administrative costs. The card provides power that follows you wherever your business takes you, with worldwide acceptance and extensive benefits. That means you gain spending capability that combines with flexibility to truly fit your needs.
Commercial Purchasing Card (PCard)
- Great for unlimited cardholders
- Tiered Rebate Structure
- Real Time control of cards, increase/decrease limits, see approvals/declines, turn cards on or off
- Customized Online Expense Management Portal
Access your Commercial Purchasing Card Program
Manage business expenses, card alerts/controls, report generation, and data exports 24/7...
... through www.centresuite.com
... or the CentreSuite Mobile app
Credit Cards are subject to credit approval.
