If you answered "yes," to any of the following questions, you could be involved in a FRAUD or about to be SCAMMED!

1. Is the CHECK from an item you sold on the Internet, such as a car, boat, jewelry, etc.?
2. Is the amount of the CHECK more than the item's selling price?
3. Did you receive the CHECK via an overnight delivery service?
4. Is the CHECK connected to communicating with someone by mail?
5. Is the CHECK drawn on a business or individual account that is different from the person buying your item or product?
6. Have you been informed that you were the winner of a LOTTERY, such as Canadian, Australian, El Gordo, or El Mundo, that you did not enter?
7. Have you been instructed to either "WIRE," "SEND," or "SHIP" MONEY as soon as possible to a large U.S. city or another country, such as Canada, England, or Nigeria?
8. Have you been asked to PAY money to receive a deposit from another country such as Canada, England, or Nigeria?
9. Are you receiving PAY of a COMMISSION for facilitating money transfers through your account?
10. Did you respond to an email requesting you to CONFIRM, UPDATE, or PROVIDE your account information?

Since 2004, the government has declared the month of October to be Cybersecurity Awareness Month, helping people protect themselves online as technology and confidential data threats are more commonplace. If you suspect foul play, contact First Reliance immediately and speak with a customer service representative.

Four Things You Can Do

1. Think Before You Click
2. Update Your Software
3. Use Strong Passwords
4. Enable Multi-Factor Authentication

Visit https://www.cisa.gov/cybersecurity-awareness-month to learn more about cybersecurity.