Here are the things roofing professionals consider when quoting you a new roof.

One of the largest expenses that homeowners encounter through the course of maintaining their home is replacing a roof. Whether from storm damage or age, replacing a roof is no small task. The average homeowner will spend between $4,793 - $9,371 for a new roof. When consulting a roofing professional to provide a quote for replacing your roof, expect the cost to be based on the square footage of your roof. Rather than provide a detailed, itemized invoice, roofers give you an estimate for supplies and labor based on each square foot of your roof.

Roof Cost Considerations

Factors that can affect your quote include:

• Materials costs (shingle type and quality, flashing, etc.)


• Protective roof products (weather and temperature protection)


• Waste transport and disposal


• Labor.

Refinancing your vehicle for a lower interest rate can save you money in the long run.

If you are looking for ways to reduce expenses each month, consider refinancing your car or truck for a lower monthly payment. While homeowners are likely familiar with refinancing a house for lower mortgage payments, people often overlook that the same can be done with their vehicles for more competitive rates and incentives.

Reasons to Refinance

Reasons why refinancing might be a good option for you include:

• Reduced Rates: If there have been changes in the market since you first purchased your vehicle, or you have had obtained a higher credit rating, then refinancing can offer you an improved interest rate, resulting in lower payments each month.


• Convenience: Rather than have your checking account, mortgage payment, and car payment managed by three different financial institutions, refinance with your preferred bank for greater convenience and ...