Please Note Our Branch Holiday Hours

Christmas Eve

Tuesday, December 24th: Early Close at 1:00 pm

Christmas Day

Wednesday, December 25th: Closed

New Year's Day

Wednesday, January 1st: Closed

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Before jumping at either choice, you need to ask yourself how long you intend to keep your vehicle. First Reliance Bank’s low vehicle rates, combined with the rebate may be the best choice. If you're like most people, you trade in your vehicle before the term of the loan is up. A rebate of up to $3,000 is all up front and you receive the full savings benefit immediately. With the 0% financing, it takes years before you realize the full savings. The following example is based on trading your vehicle in after 3 years:

Dealer Financing First Reliance Bank Loan
Loan Rate 0% APR 2.99%* APR
Term of Loan 48 mos. 48 mos.
Vehicle Price $23,000.00 $23,000.00
Down Payment/Trade In $2,500.00 $2,500.00
Negotiated Discount/Rebate - $3,000.00
Amount of Loan $20,500.00 $17,500.00
Monthly Payment $427.00 $387.00
Total Amount Paid at 36 mos. $15,372.00 $13,942.00
Remaining on Loan Balance $5,128.00 $4,573. ...

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A lot of us think of Dad as Superman. We just expect him to be there when we need him. We count on his support. He leads us on family outings that make memories for life. He unselfishly sets aside his wants and needs to make sure we realize our dreams. His free time is our time – no matter how little he has. So what do you give a Superman? How do you make him smile? There’s something that doesn’t cost a penny, but could be the most valuable gift you ever give your Dad. It’s time. We live in a busy world. From the demands of work to the pressures and joys of carting the kids from activity to activity, many of us don’t seem to have a moment to spare. In fact, some of us have our days so jam-packed that we can’t even imagine how we ...

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Casey Carbery, Assistant Branch Manager at the Charleston First Reliance location, discusses becoming a first time mom in this first in a series of videos. As part of our “Mom’s First” Better Life Program, she’ll share the preparations and steps she’s taken to get ready for the arrival of her new little boy. First Reliance Bank Mom Video

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Children proudly bring home drawings and, for many, it’s a family tradition to put them up on the refrigerator with magnets. But what do you do when your fridge is overflowing with such pieces of art? Do you decide to put some away temporarily and rotate them every so often? Do you simply trash others, or just keep piling them on? How do you pick the most “fridge-worthy” without hurting your child’s feelings? We’ve turned for advice to the experts and guess who that would be? Moms! Here’s what they have to say about weeding out, recycling, re-purposing and preserving your precious child’s art. Your Child’s Artwork: To Keep Or Not To Keep What To Do With All Your Kid’s Projects What To Do With Kids’ Artwork 12 Things To Do With Kids’ Art What To Do With Kid Art 5 Ways To Organize and Display Your Child’s Artwork Beyond ...

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Summer’s almost here. Are you looking forward to vacation? With the kids out of school and no homework duties, it’s time to trade in long pants and slacks for sandals and shorts. Planning to hit the road for some much needed stress relief and fun? Thinking of packing up the car and heading to the beach, the lake, mountains? Is it time to visit a favorite relative? For most Moms, vacation planning includes taking a hard look at the family budget and working a little magic on the family checkbook. Fuel is often one of the biggest expenses in a vacation budget. Is your car a gas-guzzler? Maybe it’s time to consider a more fuel efficient car, van or SUV. But selecting a vehicle that works for you and fits into your budget can be a challenge.

 Here are some facts that can help you make a smarter car choice: ...

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Welcome to The Better Side of Life, a new way for us to share stories, ideas and articles designed to help make the lives of our customer better.

As you hopefully already know and appreciate, First Reliance Bank is serious about delivering a better experience in every interaction that we have with our customers. We care about what matters most to you and we’re interested in demonstrating that to you in every way we can.

We’ll be publishing a steady stream of content on The Better Side of Life, covering all kinds of different topics. Naturally, we’ll be sharing financial tips to help you manage your money and your banking in the smartest possible way. But we’ll also be digging into special points of interest in the communities that we serve, including ways to recognize and celebrate some of the people who contribute so much to those around them, like ...

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