Purchasing a home can be overwhelming. With lots of homes on the market across the state and historical low mortgage rates, here are some helpful tips as you get ready to buy a home.
Get pre-approved – This process helps you understand what you can afford and it helps your broker too. Ask your First Reliance Bank Residential Lender for a list of documents you’ll need to obtain a pre-approval. Call 888.543.5510 or visit our website and click on the “Apply For A Mortgage Loan” image on the bottom left hand corner of our homepage. There is plenty of information on getting your mortgage started and you can conveniently apply online.
Buy within your means – Balance what you want in a mortgage with current and future obligations. One example would be setting up a structure to pay off a home that you see yourself staying in while paying off ...
