FRB NOW

Keep an eye on your account!

You tell us what you want to know and we send you notifications to help you:

• Fight Fraud — know quickly if unauthorized account use occurs
• Stay on Track — understand when you’ve reached pre-selected spending limits
• Bank Confidently — confirm that bills are paid/due or transfers are made successfully

First Reliance recommends that you use your Online Banking “Alerts” feature to help monitor transaction activity on your accounts. The system provides three types of alerts:

• Account Activity Alerts — for balance thresholds, overdraft notices, transaction limits, or if a check clears.
• Messaging Alerts — for new messages sent to your online banking inbox or if there has been a change to your online service privileges.
• Security Alerts — for successful logins, security-related changes, online transfers, or debit card status changes.

It’s easy to set up an Alert:

1. Log onto Online Banking
2. Click "Settings" under the ALERTS dropdown (the BELL icon) in the top menu bar. 
3. Click "Edit" under the "I want to" dropdown beside the type of Alert you wish to setup.
4. Choose the frequency of the Alert and check the box to send the Alert to your email and/or mobile phone number.
5. Check the box for each account you want to apply the Alert to.
6. Click "Submit"

The Alerts become effective as soon as you set them up. It’s that easy!

For more details, see our Alert Guide.

My Spending Features:

• Available in Online Banking or on the go with Mobile Banking
• My Spending allows you to set spending limits to stay on budget
• Automatically categorizes your transactions or you can customize them to your needs
• Track and analyze spending in a wide range of categories
• Set up a detailed budget to help you keep spending under control

Getting Started:

1. Log in to Online Banking or Mobile Banking
2. Select My Spending
3. Refer to our Video Guide for further instructions
4. For more assistance, call 888-543-5510

No matter how you choose to shop, your digital wallet makes it even easier to pay with your cards.

Simply add your First Reliance Bank cards to Apple Pay®, Google Pay™ or Samsung Pay. Then you can enjoy a new secure way to pay — in-person, in-app or online.

Here's why you should set up your digital wallet today:

Reduce fraud

• Your actual card number is not stored in your digital wallet and never used when you make a purchase
• A separate token account number is assigned when you load your credentials to the wallet
• Transaction information is encrypted for secure shopping
• Payment codes are unique to every transaction, so they can’t be reused by a fraudster for another purchase
• Your digital wallet is protected by your mobile device’s security settings, so only you can unlock it with your biometrics and passcodes

Save time

• Most purchases take just seconds to complete
• Just hold your mobile device over the payment terminal at the store — checkout is a breeze
• Pay in an instant when you shop online — simply choose your First Reliance Bank cards from your digital wallet
• You can also make quick in-app purchases with your digital wallet
• Your digital wallet pulls in your credentials automatically — so you don’t have to look for your card or type in your information

Make contactless payments

• You can make a safe, touch-free transaction with your cards
• There’s no need to present a physical card when you’re shopping in person
• Simply hold your mobile device over the payment terminal and you’re done

Start using your digital wallet today!

Add your First Reliance Bank cards to Apple Pay, Google Pay or Samsung Pay.

Need help? Click below for additional information to help you get started using your digital wallet.

Get started with Apple Pay

Get started with Google Pay

Get started with Samsung Pay

Digital Wallet Terms and Conditions

For a list of compatible Apple Pay devices, see support.apple.com/km207105.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Pay works on Android devices running Android Lollipop 5.0 or above. Google Pay is a trademark of Google LLC.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Only compatible with qualifying devices.

Automate your monthly payments and make person-to-person payments virtually.

It’s simple to enroll

1. Under the "Welcome" dropdown, click "All Services & Settings"
2. Click "Modify access & services" under Online accounts in the Preferences section
3. Click "Edit" under the "I want to" dropdown. Do this for each account you want to enroll in Bill Pay
4. Check the box to enable "Basic with Bill Pay"
5. Click "Submit"

Now you're ready to set up your payees and make payments!

Learn More

• Video Overview
• Get Started Guide
• Consumer BillPay FAQ

Limit the risk of fraud and identity theft by receiving your First Reliance Bank statements online rather than through the mail.

Features and Benefits

• Convenience – View, save, and print your statements, without waiting for them to arrive in the mail.
• Get automatic email alerts – Set up alerts and receive an email when your statement is available online.
• Reduce the possibility of mail fraud – Get secure access to your statements through online banking and reduce the possibility of mail fraud.
• Printable Statement – View, print, or save a PDF version of your eStatement.
• Check Images – The most recent 90 days of check images are available.  Images can be downloaded for free from your online banking and are also part of your eStatement.  If you forgot to download your check images and still need a copy of one, simply contact our Customer Care Center to request a copy. Copies are $3 each, so remember to download your images monthly and avoid the fee.

Signing up is easy!

Follow these simple steps to sign up for eStatements:

1. Log onto your Online Banking
2. Click “E-Statements” on the menu bar
3. Click “Enroll Now”

Note: eStatements open in a new window. If your browser prevents them from opening, you may have to enable pop-ups for this site. 

Once you are enrolled, an e-mail confirmation will be sent to the e-mail address you entered to receive the eStatements.

For more details download the eStatement User Guide. 

Use your Mobile App to deposit checks from your phone. It’s as easy as snapping a picture of the front and back of the check.

Before depositing, the back of your check must be endorsed as "For Mobile Deposit Only," incude the last 4 digits of your account number and be signed by you.

1. Login to the First Reliance Mobile Banking App [Google Play Store / Apple App Store]
2. Select "Deposit" then "Continue"
3. Snap a photo of the front and back of the check
4. Follow the on-screen instructions and your check will be deposited!

Allow for 2 business days for your mobile check to deposit.

Learn More

• Video Overview
• Mobile Deposit User Guide
• FAQ