Check Your Credit Score

Expand Your Knowledge.
Empower Your Future

We’re excited to offer a powerful tool to enhance your financial journey and literacy—our My Credit Score solution, available in our mobile and online banking app! Best of all, it’s completely free and designed to help you take charge of your financial well-being while expanding your financial knowledge.

Enroll Via Mobile Banking and Check Your Score Today

First Reliance Bank/Educations & Tools/Check Your Credit Score

Free for All First
Reliance Online and Mobile Users

Check your credit score within the mobile app and monitor your progress as you save. There are no fees associated with this service. You can monitor reports daily in a secure environment.

By enrolling in My Credit Score you’ll unlock a host of benefits tailored to expand your knowledge and empower your future:

* Credit Score free for all our customers—accessible through both our mobile app and online banking.

Credit Score Education

Access educational resources to deepen your understanding of credit scores and financial management.

Credit Goals and Action Plan

Set achievable goals and create an action plan to improve your credit health.

Financial Checking Budgeting and Savings Tool

Use integrated budgeting and savings tools to manage your finances effectively.

Credit Score Simulator

Visualize the impact of financial decisions on your credit score before making them.

799+

Credit Score Range US

Know Your Score

Shape Your Future

Enroll Via Mobile Banking

Benefits

- Daily Access to your Credit Score
- Real-Time Credit Monitoring Alerts
- Credit Score Simulator
- Personalized Credit Report
- Special Credit Offers
- And More

The benefits are endless, so there is no need to wait.

Enroll Via Mobile Banking and Check Your Score Today

FAQs

What is My Credit Score?

My Credit Score helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.

Does My Credit Score offer Credit Monitoring as well?

Yes. My Credit Score will monitor and send email alerts when there has been a chance to voun credit profile.

Is there a fee for My Credit Score?

My Credit Score is entirely free to ABC Financial consumers.

Will accessing My Credit Score "ding" my credit and potentially lower my credit score?

My Credit Score is a “soft inquiry” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.

How often is the credit score updated?

The credit score will be updated every seven days and displayed in mobile and online banking. You can click “refresh score” as often as every day for an updated credit score.

What if the information provided by My Credit Score appears to be wrong or inaccurate?

My Credit Score make it best to show the most relevant information from a credit report. If yc ink some information is wrong or inaccurate, you can obtain a free credit repor from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each reau has its process for correcting inaccurate information, but every ABC Financial Credit Score ar ore user can “File a Dispute” with Transunion by clicking on the “Dispute” link within Credit Score ar More. Transunion will share this with the other bureaus if the inaccuracy is verified.

Why do credit scores differ?

Three major credit-reporting bureaus (Equifax, Experian, and Transunion) and two scoring models (FICO or VantageScore) determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 credit report factors may be considered when calculating a score,
and each model mav weigh credit factors differently, so no scoring model is identical.

Will ABC Financial use My Credit Score to make loan decisions?

ABC Financial uses its own lending criteria for making loan decisions.

Start Growing  
Your Savings Today

Visit one of our convenient branch locations (link to locations page) or apply online today. It’s fast, secure, and backed by a team that’s here to help you every step of the way.

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